Ways to Earn Money Even in the Middle of the Night

Time and again, we have been told to avoid debt because the interest never sleeps or goes on holiday but keeps building every other day. While this may sound crazy, you can actually do the reverse: Make your money earn more money every day. From investing to side hustles that will net you cash, you have many options to bring in cash in the middle of the night. Peer into this primer for some ideas.

1. Blogging

Many people agree that one way to earn income even in the middle of the night is by starting a blog of your own. It may seem trivial as you start, mainly because it may not pay much. However, as it grows and you get a considerable following, you will earn crazily through affiliate earnings, advertisement selling, and page sponsorships. 

Since the business world is pretty competitive, you need to establish your niche, write about exciting topics, and let cash flow. Remember, the earlier your page popularizes because of good content and attracts enormous followings, the faster you will start earning. 

2. Membership communities 

Are you an authority figure, and you have proven yourself to be one? Then, it’s time you start earning even when you are asleep in the middle of the night by creating a membership community of your own. You can offer members who have subscribed to your membership quality information and content that non-members cannot access on such a platform. Timothy Sykes is such a platform, allowing the owner to make passive income through monthly and annual subscriptions. 

3. Real Estate Investment Trusts (REITs)

Although real estate and real estate investment trusts (REITs) may sound similar, they are different kettles and cannot be used mutually. REITs are organizations that obtain money from investors and use them to buy and sell properties. They then pay the shareholders dividends, which depend on your shares. What’s excellent about REITs is that you earn through real estate without buying and selling properties. Moreover, trusts mainly run the activities, and money keeps flowing into your account even in the middle of the night.

4. Autoresponders

The other way to earn genuine money even in the middle of the night is by installing autoresponders, especially if you have services or goods you are trading in. This is whereby you install a few apps that allow visitors to leave their email addresses on your web page. They will get links that direct them to the products you offer for them to buy. Again, this is a genuine way of earning cash, only that you need to install a few apps, including OptinMonster, and be a pro at your game.

5. Stock investments

The internet has steered many advancements and methods of earning passive income, including stocks. Once upon a time, you needed a broker to make your investments but today you can sign up on a robo investment platform like Stash app and make the calls. They are among the top ways of earning, but you need to be good at your game. All you have to do is to make good use of the internet and research well before investing. Then, if need be, undergo some training to be on the safer side.

6. Selling physical products 

Are you feeling left out since you don’t have much in your savings to invest in stocks or REITs and still want to earn money in the middle of the night? Worry not; you can still venture into selling physical products, including those junk products in your house that you no longer use through Amazon or eBay. 

7. Space renting

Do you have an office space, car parking, house, vacation house, or a basement that you are not using? Courtesy of Airbnb, you can now rent such properties and earn passive income without fretting or sweating. 

8. Peer-to-peer lending

Do you have some cash lying somewhere? Then use it to make more by venturing into peer-to-peer lending. You can do this by becoming a lender with companies like Harmoney, LendingClub, or Proper that allow you to become a lender then match you with someone in need of a bank loan. Since you will be dealing with the client one-on-one, you are free to raise the interest rates, earning income passively. 

9. Web flipping

My first suggestion was to create a blog. Once it has gained a considerable following, why not try web flipping by selling it to interested companies who want the traffic and recognition you built? You will be paid upfront, and you can still earn commission afterward.

The bottom line

With brilliant minds, you need not fret and sweat to earn cash but will get income following even in the middle of the night. This article explores several ways of doing so, and you only need to select your area of interest. 

Rose Rosie is a writer for the personal finance website, Joy Wallet, which provides readers with useful information, resources, and tools to help maximize their financial fitness. 

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What is an Audiobook?

Reading With Your Ears

Heard any good books lately? Audiobooks are books that have been read aloud and recorded, and have been around since the 1930s. An audiobook can comprise a full book (unabridged) or sections of a book. They are equally useful for those of us with time on our hands and those that don’t.

Who uses Audiobooks?

Audiobooks are listened to for pleasure. Some folks like to listen as they garden or when doing household chores like laundry, as it relieves the “washday Blues.” Audiobooks are also very handy when going on a long trip, especially for the kids. A book can be enjoyed by the whole family simultaneously. Long distance truck drivers find them very useful and many drivers are “well read.” Audiobooks also make books more accessible to poorly sighted and blind people. Audiobooks are also great for short time frames like driving to the store or waiting for the kids outside school, or when driving to and from work.

Educational Aid

In poor schools, an audiobook can be played to an entire class which means that poor learners don’t have to try and buy hard copies of the book. They are a valuable teaching aid for teaching listening skills and testing comprehension. Some audiobooks are specifically designed to assist second language learners. Audiobooks can help students, including blind students, with their studies. Regular students benefit greatly when they have the textbook in front of them and also listen to it, because it intensifies their concentration. Research has shown that having both increases recall.

 Researched Benefits

There are other benefits apart from improved recall. The benefits are for listeners and learners of all ages. Here is what else the research has found that audiobooks improve:

Reading accuracy (52%)
Reading speed
Vocabulary expansion
Improved fluency
Reading comprehension (76%)
Multi-modal test scores (21%)
Recall (print and audio combined) (40%)
Reading level/age can improve by two grades.
First Language listening skills (85%)

It therefore explains why now 27% of Kindergarten to Year 12 students are auditory learners. Audiobooks are an excellent way of helping learners with learning difficulties to learn at their own pace, and support them when doing homework or reviewing lessons at home, away from the scrutiny of other learners in the classroom. 

Where to find an Audiobook

Gone are the days of audiobooks on cassettes and CDs. Audiobooks are now downloadable and can be used on most electronic devices, including mobile phones. Audiobooks are available to purchase online or to “borrow” from an online audiobook library. Most online bookstores have audiobooks available so go to their websites, type in “audiobook” and follow the prompts. There’s also lots of places that offer free audiobooks.

How to download an audiobook

If you are new to the electronic world, and don’t have a child handy to help you, don’t worry.  It really is quite simple to do. First decide which device you want to download to – a computer, phone, iPad or iPod, for example. The books come in different formats so that they can be downloaded on personal computers and Mac Books, iPhones, and smart phones. Once you have chosen your device, it is simply a matter of going online, downloading the correct format, and paying for it. Follow the prompts to download.

Are you listening?

Once you have discovered the convenience and joy of audiobooks, the next step is to invest in a pair of headphones, now called ear buds or ear phones, for home use, preferably a wireless set.  Then you can set about catching up on reading all those books that you never seem to get around to as well as read the latest and greatest.

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How To Find Editing Jobs

Are you interested in becoming a professional editor? Perhaps you already have a healthy editing career and are interested in expanding your client list? If so, there are many places you can take your efforts online that will help you earn a steady income and grow your client base. Working as an editor online will give you the freedom to work from home while setting your own hours and work pace. That being said, it can be hard to get started but thankfully we have some suggestions to help you become an editor.

Getting Started

There are a few different types of editing, if you are new in the field it is a good idea to choose one and build up your skills. If you have already been working in a specific field, then cultivating a client list on Reedsy will be second hat. It is a good idea to start out on Reedsy in a niche that you are comfortable with, and one in which you have a wealth of knowledge. Next, you will need to determine your hours of availability and also your desired rates. You can charge on a per-page basis, however, most editors on the platform prefer a per-word billing model. The rates usually range between $0.015 to $0.035 per word depending on the topic.

Setting Up A Profile

Once you settle on a rate, working hours, and the niche you want to target it is time to create a user profile. You will need to upload your basic details, payment methods, a portfolio if available, and a picture to start. Spend some time setting up your profile so that it looks professional and list all the information a client may need to know when considering you for a job. Try to keep blurbs concise yet informative. Your portfolio should contain a collection of work or reviews, but try to keep most of the current with a handful of older items only.

Searching For Work On Reedsy

Finding editing work on Reedsy is easy. The platform is made for authors and self-publishing professionals so there are always clients looking for people with your skills. As a new user, it will take a bit of time to build up your profile and experience on the platform even if you have been editing for a while. As such, keep an open mind to smaller projects or gigs that are not exactly top dollar. We are sure that a $5,000 book editing contract looks appealing, but it is not likely a client will hire someone with no reviews for their precious manuscript.

Consider Adding More Educational Experience

If you already have experience in the editing field but still seem to be struggling to build a client base, consider adding a BA to your skills. If you have a major in Journalism, Communication, or English, you can easily add editing, literary critique, or composition. This will help you land more clients and also improve your technique over time. Check job boards for postings and also consider internships to help bulk up your profile as needed.

Send Proposals & Start Editing

Perfecting your cover letter and proposal style will help you land clients. Make sure you list out what you have to offer and your experience in short form on your cover letter. Avoid using boilerplate applications, instead, tailor each cover letter to match the client’s needs. You can check out our post on proposal templates to help you get started. You can start making money through editing jobs in no time. We hope that you can put our suggestions to good use and start building your client base. Let us know how things worked out in the comments below!

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Feel Like Trying Out Some Creative Writing Exercises?

Even if you have a highly creative mind and you’re a natural wordsmith, penning creative pieces can be tough; in fact, it can downright stink when you’re first getting started. A creative piece of writing needs to be compelling and engaging, which can be a lot harder than it seems. 

If you’re interested in trying your hand at creative writing but you’re crumping up more paper than you care to admit, don’t give up hope! Creative writing classes aren’t necessary to be successful. With patience, persistence, and a few helpful tips, you can develop some truly creative pieces. Keep on learning to find out how you can get on the creative writing path. 

What is creative writing, anyway? 

First, let’s clarify what creative writing is. In short, it’s a form of writing in which creativity sits at the forefront of a piece of literature. It engages and encourages the use of the imagination. In order to craft a good creative piece, the text needs to convey strong visuals that illicit an emotional response via the written word. Examples of creative writing include short stories, novels, and poetry. It’s the opposite of informational writing, such as academic and journalistic, as it engages the sense and the emotions of the reader in order to create a strong visual in their mind. 

What elements does creative writing feature? 

In order to be successful at creative writing, you need to have a firm understanding of the elements that this genre of writing entails. To illustrate, let’s take the analogy of a building a car engine: in order to successfully build a car engine that will work, you need to know each of the parts and how each of those parts work. Well, the same is true with writing. 

With that said, here’s a brief look at the unique elements that creative writing needs to entail. 

A unique plot

What makes creative writing stand apart from other genres of writing is that it always has some type of plot; moreover, the plot is unique. A plot describes the chain of events and the significant role they play in a story as the story unfolds. Without a plot, there is no creative story, and without a story, you’re really only writing facts on paper, as in journalistic or informational writing. 

Character development 

Characters are also an absolute must in a piece of creative writing. While it’s true that you can write a creative piece in the second person point of view, in order to tell the story, you need to have characters, and you need to develop those characters. Character development can be described as the uncovering of a character and who he or she is, how they change throughout the story, and what their goals, wishes, wants, dreams, etc. are. From the beginning to the end, the readers of a creative piece should be able to develop a deep understanding of and connection with the characters. 

An underlying theme

It should also have an underlying theme or a message, regardless of whether or not you intended to do that with the story. However, creative writing requires that theme or message in order to be a complete piece. 

Visual descriptions 

Creative writing should paint a picture for the readers. The wording should describe the scenery, the experiences, the activities, and the feelings of the characters, thereby drawing in readers and fully engaging them. 

Creative language

To create visual descriptions, you need to use creative language. In fact, creative language is the very essence of creative writing. Without it, the writing wouldn’t be very creative, would it? Examples of creative language you can incorporate include similes, metaphors, and figurative language. 

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Finding literary agents

Literary agents handle the business aspect of publishing. If self-publishing is not for you and getting published is becoming hard – you can seek a literary agent to negotiate an ideal contract with a publisher.

So, how do you find a literary agent?

Doing the preliminary research

As with anything, hunting for the right literary agent starts with proper research. This involves searching both, online and offline, and preparing a list of service providers.

You’ll also find agencies with a workforce of multiple literary agents that work with different authors. These agencies might cost more but can be better in tackling more nuanced projects or when you simply need more expertise.

Choose a literary agent with the right experience. A literary agent who has helped authors in similar categories is likely to negotiate a better contract for you.

For example, if you’re publishing a romantic tragedy then it’s better to search for a literary agent that specializes in that market particularly and not a comedy.

Skimming through listings

The more you look through the listings, the more suitable candidates you’ll be able to find.

Once you have a list of ideal candidates, it’s better to do deeper background checks on them. A couple of key factors to learn for all these shortlisted literary agents:

  1. What commission do they charge?
  2. What books have they helped get published in the past?

Once you have enough information to make a decision, it’s now time to get in touch and tell them about your project. Hopefully, they will be able to lend some interesting insights that help you in improving the manuscript for publishers or perhaps improving it in a creative way.

How do you get in touch? That’s the third and final step to finding the right literary agent.

Form suitable queries

Even if you think you’ve found the perfect literary agent or agency, don’t give all the information away in your first communication. Form a compact query letter instead.

The query letter (not necessarily a letter – can be an email or even a pitch over a phone call) has to be brief. Think of it as a one-page pitch or proposal that includes all the relevant details.

Critical pieces of information to discuss here include:

  • Who’s the book for? In other words, who is the target audience?
  • Who are you? What’s your previous writing experience?
  • What’s the book or novel about?
  • Which publishers would you prefer, if any?

The query letter should ideally pique the agent’s interest. They might be interested in reading the full manuscript. Once you’ve discussed the financials and are okay with them, now might be a good time to send the final manuscript to them.

A word of caution: As literary agencies are first a business and then a source of guidance, it’s not rare that you’ll find literary agents asking for a manuscript pretty soon – perhaps sometimes even without going through your brief completely. Researching so that you find the right match (steps one and two) is extremely important to avoid sending your manuscript to agents that might not be the best fit for your book or novel.

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Can You Make a Living by Selling Your Ebooks?

The turbulent times ushered in by the covid-19 pandemic have forced most of us to reevaluate the way we live our lives, and no matter what happens next, we’re almost certain to be part of a continued trend of spending a lot more time at home and in the digital sphere. That means people are reading ebooks in record numbers — the global ebook market was worth a smashing US$18.13 billion in 2020, and, as readers grow used to the convenience of paying for a book one second and being able to get stuck in the very next, this market is projected to round out nicely in the coming five years. 

If you’re a writer of any kind, the growing popularity of ebooks, combined with the declining stigma around self-publishing, is also bound to mean that you’re wondering how to get a slice of this ever-growing pie by writing and publishing ebooks from the comfort of your own home. Realistic and well-written guides on how to publish an ebook join a myriad of articles with a distinct get-rich-quick-scheme vibe to offer you, too, hope that you can make a full-time living from your ebooks. 

Can you really? All the marketing tropes are, to some extent, certainly true. Almost anyone can write an ebook on any topic, from trade literature to steaming-hot fantasy novels, and a few prolific writers who put in hardcore hours can make it happen in almost no time, too. After a brief learning curve, almost anyone can figure out how they should format their ebook and where the ebook can be published. Unless you do count your time as money, it is, additionally, quite possible to publish an ebook extremely cheaply. 

None of that adds up to “yes, you can definitely and easily make a full-time living by selling your ebooks”, though! That friend who heavily advertises her single sci-fi novel for sale on KDP to her 20-strong social circle has very little in common with established and successful self-published authors like LJ Ross or Bethany Atazadeh. 

You might, in future, be able to make a living from your ebooks under a very specific set of circumstances, and if this is your dream, know that the process is a whole lot more like building a local restaurant from the ground up than it is like winning the lottery. 

Truth time — you may be able to make a very decent chunk of change, and even meet all your financial needs, by selling ebooks if you check all these boxes or can work toward meeting all these goals:

  • Career ebook writers will — depending on their genre — either be true authorities in their fields, or genuinely talented and skilled creative writers. They’ll be chronically devoted to perfecting their craft and boosting their skill set. 
  • Successful ebook authors understand that, to write an ebook that will sell, they have to be deeply familiar with market trends and craft a work that meets a genuine need — whether that be entertainment and escapism or practical knowledge.
  • Authors who can actually pay their bills from their ebook revenue do not expect to conjure a fortune from nothing. They pay for professional editors and cover designers so that the ebooks they self-publish are as polished as they can possibly be. They may decide to set up an LLC for their ebook business, and may hire a lawyer and virtual personal assistant. Successful ebook authors run their businesses professionally, and welcome the upfront expenses that make their success possible.
  • Financially successful ebook authors know how to market an ebook, and understand why marketing campaigns are an essential ingredient in their success. Even if their background is in marketing, they will almost certainly partner with professionals to raise their profile and boost their sales. If these authors don’t already have a devoted following, they are certainly willing to put in backbreaking labor to win new readers over.

In short, yes! Some ebook authors are able to rake in a handsome part-time income by writing, publishing, and marketing amazing ebooks — and a few can even make a full time living from ebooks. The more realistic you are about your odds of failing spectacularly, however, the more likely you are to treat the entire process like the all-in adventure that it is if you decide to go ahead. That, in turn, has you off to a promising start. 

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People have always promoted the importance of reading poetry because of the benefits it brings to the reader. Not for merely practical reasons, but also for artistic and taste-driven reasons.

Perhaps some of you have never experienced the feelings that come with great poetry. There are so many great poems for  every emotion and occasion: love poems, short poems, friendship poetry, and even shoe poems.

In this article, we’ll be exploring the world of poetry and its many benefits to readers of all ages and backgrounds. These are just 5 of the many benefits that come with reading poetry.

1. Develop your creativity

Poetry has been scientifically proven to help develop people’s creativity. This is one of the main reasons why it is commonly recommended to read poems to young children. It’s one of the most popular things for parents and teachers to do with young children along with singing songs.

Creativity is fundamental to many aspects of our lives, both personally and professionally. On a personal level, it helps us reflect on our lives, family, and emotions. In many cases, creativity can help give life purpose and meaning. At a work level, great work tends to come from creative thinking. Thinking outside the box can lead to huge boosts in productivity, efficiency, and business outcomes. Extremely creative poems tend to show up on reading apps and writing sites that allow for user generated content. Because anybody can post, people post very creative and unique poems for all to read.

2. Self Expression

Reading poetry regularly can also improve one’s self-expression and communication skills. Especially if you’re reading poetry out loud, the language, flow, and natural gestures that come with poetry can do wonders for one’s communication skills. It’s actually hard to measure the intangible benefits that come from the communication side of things because we communicate so much as humans.

Reading poetry aloud can also increase confidence in public speaking, one of people’s biggest fears. This is because the pronunciation and the fear of not sounding eloquent is a big factor that contributes to the fear of public speaking. Poetry helps solve that.

3. Improve Memory

Memory is one of the great benefits of reading poetry. In these times we make use of the Internet to find any data, any news or any name when we do not remember it. Not bad, but poetry will help you to be a dictionary yourself and will help you to stimulate your own memory beyond that of the browser.

Poetry is built on rhymes, rhythm, and flow. Reading poetry will be useful for you to recognize certain patterns or repetitive social protocols during your daily life. Because of these poetic elements, it is actually quite a bit easier to remember poems than anything else, making it great for memory tricks. The best way to illustrate this is with songs. You probably remember song lyrics better than high school math class. That’s because of the meaning and rhythm that makes memorization easier.

4. Develop your Values

On a site like Commaful’s poetry section, for example, you will see hundreds of examples of poems with a critical view of the world. These poems give you a global perspective on the world that you might not get otherwise. You’ll experience empathy like no other.

It is  important to reflect on personal values and principles with which you decide how to approach your life. Learning from the experiences of others is one of the best ways to reflect on your own values and decide what you truly believe.

5. It will help you write

Indeed, poetry will help you write and is a common pastime among many bestselling authors. Many writers looking to self-publish also use writing poetry as training and practice for novel writing. Poetry is incredibly difficult to write. Every word means something and needs to be incredibly precise. Thus, writers can learn a lot by reading the great poets and observing how they craft their art. While novels are often not judged by their language, precision, and diction, some of the best novel writers have a lyrical flow in their words. Any guesses as to how they developed that skill? That’s right! By reading poetry!

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How to Edit a Novel: Effectively Editing Your Novel

Self published authors are estimated to control as much as 50% of the total e-book market share by the year 2020 – and there is no better time to self publish your novel than the next year. If you are currently working on a manuscript or have one already completed, now is one of the best times to get started on the editing process for your book or novel.

Editing sounds like a largely complicated process to authors who have never done it before – but editing your own work can be satisfying and rewarding for writers who take the time to learn how to do it well.

Here are some practical tips for how to edit a novel to ensure the best possible end product when it’s time to publish.

Read Through Several Times

The best editors read through manuscripts several times while they’re editing them. If you’re a writer that’s learning how to edit, this is one of the best and most effective editing skills that you can pick up.

Read through your manuscript several times to make sure that it’s perfect.

Work With a Style Sheet

Along with using storyline notes, writers should learn how to make use of style sheets while editing. A style sheet sounds complicated and fancy, but it’s really just a page where you note things – usually grammatical – that are important and should be the same throughout your manuscript.

For example, do you use “ instead of ‘ for any quotes? Note this in your style sheet, and make sure that your style sheet eventually matches up with your manuscript.

It saves you a lot of time, and it’s a trick that professional editors and proofreaders use to make the process as effective as possible.

Take Notes

Always take notes while you’re writing – and always refer back to these notes while you’re editing. Notes are a writer’s best friend, and it can help you to spot inconsistencies (“What year was this character born?” or “What did I call this character or place in chapter four?”).

Without the use of these notes, editing can turn into a process that feels more like tumbling around in the dark without a flashlight – and that’s because you basically are.

Use notes and refer back to them whenever there’s something you want to change or something that works better – and especially when there’s something that you might not be sure about in your own work.

Use Your Word Processor Right

There are plenty of useful word processor tricks that can help make editing easier for you. Use CTRL+ALT+C to insert a comment into a document (which you can refer back to later on for easier reference), use CTRL+C to copy, use CTRL+V to paste and CTRL+X to cut.

Then, you can use CTRL+F to find things in your manuscript – and from there you can access the replace all settings to get rid of any errors in your manuscript that would be hard to catch throughout.

Learn these word processor tricks. It makes editing a lot easier when you don’t have to click around for settings but have everything right at your fingertips.

Need Help?

While rare, there are some writers who just can’t edit their own work no matter how hard they try to – and if this describes you, a lot of the information in this article might give you the direction you need to make the first round of edits, but you might still feel stuck after the third or second run.

If you need help editing, there are many editing services and freelancers out there who can help you out that don’t charge as much as you imagine.

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